Employment Practices Liability Insurance (EPLI) protects your business when an employee or candidate alleges their legal rights were violated. This coverage is critical because employment-related lawsuits have increased significantly, and the costs of defending against these claims can be devastating to a company's financial health. EPLI covers a wide range of management-related risks, including wrongful termination, sexual harassment, discrimination based on age, race, or gender, and retaliation claims. It also extends to issues like breach of employment contract and mismanagement of employee benefit plans. Even with the best HR practices, disputes arise. Having EPLI ensures that your legal defense costs and potential settlements are covered, allowing you to focus on your operations while EverTrust manages your risks.
Primary Coverage Pillars
- Protection against harassment and discrimination claims
- Coverage for wrongful termination and retaliation
- Legal defense cost reimbursement
- Essential risk management for hiring and firing
Small Firms
- Startups & boutique shopsLiability for growing teamsProtection from hiring disputes
Risk Factors
EPLI provides critical protection for any employer, shielding your assets from costly workforce-related legal battles.
- Practice groups & law firmsHostile environment defenseMismanagement claim shields
Professional Groups
Growth Companies
- High-turnover industriesRecruitment process coverageComprehensive HR liability support