Condo insurance fills the gaps where the association’s master policy stops, focusing specifically on your interior walls, cabinetry, and personal belongings. Your policy provides essential financial security for the space you call home. Personal Property coverage protects your furniture and electronics, while Loss of Use coverage provides help with additional living expenses if a covered claim makes your unit uninhabitable. This ensures you still have a warm place to stay during repairs. Liability protection is also included, shielding you if someone is hurt inside your home. Because every condo association has different rules, we help you understand the master policy to ensure there are no overlaps or dangerous gaps in your protection.