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Renters insurance is designed for anyone living in a leased apartment or house. While your landlord insures the physical building, their policy won't cover your personal items or your legal responsibility if someone is injured in your home. Personal Property coverage helps replace your electronics, furniture, and clothes after events like theft or fire. Loss of Use coverage helps pay for hotel stays and extra food costs if your rental becomes unlivable due to a covered claim. Personal Liability protection is also included, shielding you from expensive legal fees and medical costs if you are held responsible for an accident or property damage occurring at your residence.
What Your Policy Includes
• Protection for your furniture, clothing, and electronics
• Personal liability coverage if someone is injured in your rental
• Coverage for additional living expenses if a covered loss makes your place unlivable
• Optional coverage for valuables like jewelry, art, or collectibles
Apartment Life
- Multi-family buildings & studiosValuable jewelry and laptop protectionFast claims for urban living
Target Plans
Renters insurance provides peace of mind for those who lease their space and want to secure their financial future.
- Single family rental propertiesBackyard liability coverageDetached structure item protection
Rented Private Homes
Students & Seniors
- Dorm and campus housing staysSafety for downsizing retireesEssential liability for visitors