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A Personal Umbrella policy provides an additional layer of liability protection that sits above your standard Homeowners and Auto insurance limits. It is designed to safeguard your financial future when costs from a major accident, lawsuit, or serious injury exceed your primary coverage limits. This coverage makes sense for families with teen drivers, dog owners, or those who host guests often, as these situations carry higher risks of costly liability claims. It covers things like legal defense fees and settlement costs for accidents on your property or on the road. Without an umbrella policy, your personal savings, investments, and home equity could be used to pay for a judgment. This policy acts as a safety net, ensuring that one unfortunate incident doesn't lead to your family's financial ruin.
Essential Safety Benefits
- Increases liability limits by millions
- Extends over both auto and home policies
- Coverage for legal defense and settlements
- Protects your personal assets and savings
High Net Worth
- Safeguard diverse assets Shield savings from judgments Secure your long-term wealth
Our Mission
Personal Umbrella insurance provides peace of mind for families, covering expenses that exceed standard policy limits.
- Worry-free entertaining Liability for multi-car homes Protection for rental property
Growing Families
Property Owners
- Swimming pool liability Protection for guest injuries Coverage for libel and slander